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Which Businesses are Essential?

April 22, 2020

With social distancing mandates in place across most of the country and many states under lockdown, many businesses and storefronts are now shuttered. The federal government has determined that only businesses deemed to be essential may keep their physical locations open during these times.

Ultimately, each state and city can establish its own criteria. This decision has led many businesses and state-level government officials to wonder which businesses should be deemed “essential.” In general, though, businesses that don’t make the cut include those that are purely recreational, such as museums, theaters, fitness centers and spas. Restaurants are usually included in the list of non-essential businesses, but they are allowed to operate with a drive-through or curbside-pickup option only.

The list of essential businesses permitted to remain open across the country includes all supermarkets, hospitals, gas stations and financial institutions. Officials agree that these businesses are too critical to be closed, even when a stay-at-home order has been enacted.

This means that all credit unions are legally allowed to remain open during the coronavirus pandemic.

[Out of concern for the safety of our staff and our members, , has made the decision to close all of our branches until further notice. We continue to offer our financial services and products online at . You can also reach us at or . Please feel free to reach out to us if you need assistance in any way.]

[Credit_union] will continue to operate in its usual capacity at this time. Our branch locations are open and fully staffed to serve your financial needs. We are taking every precaution to ensure the continued safety of our staff and our members while carefully adhering to social distancing mandates at all times. We have also employed additional cleaning staff and continue to provide [hand sanitizer and disinfectant wipes] for employees and members at each of our branch locations and to encourage frequent hand washing and healthy hygienic habits for all of our staff members. To further minimize the possibility of infection, we are urging all staff members who are feeling unwell to stay home.]

We are committed to serving your financial needs with uninterrupted service during the pandemic. Please reach out to us with any questions you may have regarding our services or for financial assistance of any kind. Wishing you and your family continued health and safety.

With stay at home orders in place all over the country, figuring out what businesses are “essential” and which are not can be a little confusing.

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